Expat financial planning tool
Built for money that doesn't stay in one country
You might earn in USD, hold EUR, and think about retirement in GBP — or the reverse. Horizon consolidates balances and liabilities into one reference currency while preserving the nuance of where risk actually lives.
The Global Mover persona
Relocating across borders, rebuilding financial clarity in a new country.
“I have savings in three countries and a salary in a currency I didn't grow up with. Nothing adds up to one picture.”
- Single consolidated net worth view across countries and currencies
- Long-horizon projections with market scenario analysis
- FX risk modelling — see how currency moves affect wealth in your reporting currency
- Relocation scenarios: compare outcomes when you change country or currency mix
Strategy that matches your appetite
Choose a Cautious, Measured, or Ambitious risk profile. Strategy Optimizer suggestions respect that appetite and your life phase (accumulation, transition, or decumulation) — then you re-run periodically as your situation changes.
Multi-currency, for real
Reference-currency consolidation, exposure by pair, and projections that respect correlation — not a single FX rate pasted into a spreadsheet row.